Determining Need for Financial Aid

After you submit the FAFSA, the U.S. Department of Education will analyze the information you provided on your FAFSA and will send you a Student Aid Report (SAR). The SAR may request additional information and/or will assign a number called an Expected Family Contribution (EFC).

The EFC is the amount you and your family should be able to pay toward your cost of education. Family Contribution consists of expected parental contribution and/or student contribution, depending upon the student's classification as "dependent" or "independent."

The federal need analysis formula used by the federal processor to determine the amount of each applicant's expected family contribution takes into account the family's/student's income and assets, employment costs, living expenses, taxes, family size, and the number of family members in college. Dependent students must also help pay their educational costs from their resources, such as savings, prior-year income, benefits, and/or employment.

The Financial Aid Office will use the EFC to determine the amount of your financial assistance. Review the SAR and if changes are necessary, make corrections electronically using your FSA ID at: The corrected SAR will be used to determine your award for the Pell Grant and other need-based aid.

"Cost of Attendance" minus "Expected Family Contribution" equals "Financial Need"

Cost of Attendance includes tuition and fees, books and supplies, housing, meals, transportation, and personal items. A student's EFC and the resulting financial need are used to determine the student's eligibility for financial aid awards.

Enrollment Status and Aid

You will receive a tentative financial aid award based on full-time enrollment. After the add/drop period has ended, your enrollment status (the number of credit hours for which you are enrolled) and your declared program of study are recorded and used to determine and your award may be adjusted. The amount of your final award depends on your actual need.

Financial Aid Consumer Information

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